If an uninsured driver hits your car and the collision isn't your fault, the insurance will cover you. The policyholder and a spouse or partner can benefit from personal accident cover Personal belongings in the car are covered – subject to a limit
If you’re an expat living in Nigeria and are planning on driving, you legally must be covered with both physical damage and third-party liability protection. We provide a list of comprehensive car insurances in Nigeria that ensures you’re complying with the law, while also offering protection from a range of other misfortunes.
Under Nigerian law, every motor vehicle on the road must be insured against damage to the property of third parties. That is why every vehicle on Nigerian roads must have 'third party insurance'. Note that 'motor vehicle' in this sense includes motorcycles (okada) and tricycles (Keke Napep).